Privacy Policy

This Privacy Policy outlines the personal data we collect and process; the purpose for our collection and processing; the recipients for the data we collect and process; the retention period for the data collected; the rights of our clients and all other interested persons as data subjects; and the contact details of our data protection officer. We may, at any time and at our sole discretion, amend and update this Privacy Policy.

Peso Moca is developed and operated by Worldwidelink Financing Corp, and Worldwidelink Financing Corp will provide the funds and services required for Peso Moca loans.PSEC registration number is NO. CS200811052, Certificate of Authority (CA) number No.:1014

COLLECTION OF YOUR PERSONAL AND SENSITIVE PERSONAL DATA

Personal Data refers to any information that identifies or is linkable to a natural person. On the other hand, Sensitive Personal Data is any attribute that can distinguish, qualify, or classify a natural person from others, such as data relating to your ethnicity, age, gender, health, religious or political beliefs, genetic, or biometric data.

We collect your Personal and Sensitive Personal Data when you register, sign-up, or use our bank products and services or contact us about them. We also collect through your authorized organization whether private corporation or government instrumentality.

KINDS OF DATA WE PROCESS

1. Know Your Customer (KYC)/Identity Data:

refers to Personal Data and Sensitive Personal Data we collect when you register or sign up for our products and services, such as full name, gender, date of birth, nationality, marital status, current address, mobile phone number, company name, office address

2. Transaction Data:

information that can be linked to your personal data, such as (1) bank account numbers, deposits, withdrawals and other transfers made from your account and details about them such as reference number, location and time; (2) information when you contact us through our official channels (e.g. contact centre, website); (3) card account numbers and purchases or transactions made using your card; and (4) other forms of customer accounts, payments and transactions you conduct with us.

3. Camera permissions:

We need you to grant camera access so that we can help you take and upload the required ID photos to complete the loan application process.

4. Album permissions:

Verifying the materials you provided requires access to the pictures in your photo album, which helps to complete identity authentication. Your picture information will be stored safely.

5. IDFA permissions:

Obtaining IDFA permissions will help us provide you with better services. We will not associate this information with your personal data or share it with any third party.

6. Emergency contact permissions:

In order to verify your identity and conduct risk monitoring, we need to access some contact information. All data will be encrypted and transmitted to our server.(https://h5web.wwlfinance.com/)

7. Positioning permissions:

To strengthen fraud prevention measures, we need to obtain your approximate location information. This helps verify your identity information and ensure transaction security

Data Processing

Processing means any activity related to collecting, recording, organizing, storing, updating or modifying, retrieving, accessing, using, integrating, blocking, deleting or destroying consumer data

We process consumer data only for lawful purposes and lawful bases, such as your consent to be bound by this Policy when applying and submitting the signed terms and conditions and the application form, terms and conditions of the products or services you contract with us, and in accordance with the requirements of laws and regulations. We ensure that only authorized employees who meet our strict risk management, governance, information security and data privacy requirements can process your data.

Changes to the Privacy Policy

This Privacy Policy may be amended, altered or updated in response to new legal requirements, demand for the products or services we offer, changes in our privacy practices, our business model or for other reasons.

We are committed to keeping you informed of possible changes to this Privacy Policy through our Website and Mobile Application.

The procedures for implementing notifications regarding changes or updates to this Privacy Policy are as follows:

Changes to the Privacy Policy will be communicated to the Owner through the Website and Mobile Application, and upon request, the Owner may indicate his or her refusal to the change by sending us an email, which in turn constitutes an agreement under our Privacy Policy. If the change requires the Owner's explicit consent, the request will be made through the Mobile Application.

Security and Control Measures

Peso Moca is committed to using appropriate security measures to protect your Personal Data from unauthorized access, misuse and disclosure, depending on the type of data and how we process it. We retain your information to provide you with a seamless experience, to contact you if you need help, and to retain your account information to detect, mitigate, prevent and investigate fraudulent or illegal activity. We will retain your data for as long as necessary to provide you with services. We may also retain and use your Personal Information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements. We may delete your data upon reasonable written request, as provided in this section. However, you may not be able to use our services after deletion. We will delete your personal information from the date you terminate our business relationship.

Contact us:

Email: [email protected]

Company Name: Worldwidelink Financing Corp.

Address:Gen. Luna Street Cor. Anda Street Intramuros 3rd Floor 1002 Manila